Finances, and in particular our long-term finances are one area of our lives that can often be forgotten about as we deal with day-to-day issues. ‘I’ll get around to it one day’ are the words of many a person who suddenly realises that ‘one day’ is now and then panics as they haven’t planned for their future when they should have. To avoid finding yourself in this same dilemma, securing the services of a financial planner will benefit not only your financial future but your well-being in the future too.
Money worries are something we all suffer from time to time. Often, they will be temporary, but it becomes a real problem when the worrying becomes a permanent state. Without any release from these worries, all kinds of health issues can manifest such as depression, stress, insomnia, debilitating headaches and even obesity.
Instead of allowing yourself to fall victim to any of these, using a financial planner means that you have help with your immediate money issues, and more importantly it means your long-term finances can be properly assessed planned for, and improved. When all this is achieved the ability for you to relax with regards to your financial future is one of the most significant health benefits you can receive.
A financial planner can assess your current pension provisions and determine whether they are sufficient depending on how much you’d like as income during your retirement. They’ll also look at any investments you have such as company shares and advise whether they are best held on to for now or cashed in. Your current mortgage arrangements can also be looked at by your financial planner to establish if there are any viable ways to reduce your monthly payments which can add up to a considerable amount over the long term.
Other financial matters that are often looked at as long-term, rather than immediate, might include health care insurance, establishing scholarship funds for your children, buying a second property or a holiday home, and major property renovations to your current home. In all cases, a financial planner can not only ensure the financial aspects of these plans are done correctly but eliminate the stress of you having to do all this yourself.
Think of the difference it will make to your peace of mind, knowing you have everything relating to your long-term finances properly planned, and the returns from all them have been maximised thanks to your financial planner. You can sit back, relax and get on with enjoying your life, safe in the knowledge that the future is taken care of.
The health benefits relaxation can bring cannot be understated. Lower blood pressure, improved digestion, lower risk of infections such as flu, reduced risk of stroke, less chance of mental health issues such as depression are just a few of the many ways being able to relax can bring you.
Financial planners are not medically trained, but they can certainly contribute to your good health by helping you relax more, thanks to enabling you to have all your future finances in order.
